Independent Trusted Advisor

With so many financing options, it’s not always easy to know which solution will work best for your organization. For more than 25 years, we’ve delivered independent and innovative technology leasing and financing solutions designed to meet the specific needs of our clients. Reach out to DDI: we will make your decision easy.


 To Our Valued Partners – When we founded DDI Capital in 1993, we wanted to create a company that valued honest work and genuine customer interaction. We wanted to create a place where employees understand their clients and the business challenges they face, and collaborate to find the best solutions. 25 years later, DDI Capital has grown into a company that accomplishes all this and much more.

 Our philosophy over the last two decades has been to always put our clients’ needs above our own. While we pride ourselves on being financial consultants to our customers, we strive to make each business interaction much more than that. Our employees create a personal relationship with each customer, allowing us to better understand your needs and wants. We work with our clients every step of the way in order to offer best of breed solutions aimed at allowing partners to continue their growth, and create financial programs that will fit each partner’s budget. DDI knows that your business is not like anyone else’s: your financial program shouldn’t be either.

 Adaptability is what DDI does best. We are not satisfied until we find a solution that fits the ethos of your business and allows your company grow and prosper. Welcome to DDI Capital, we’re happy you’re here.

Mike Moran
Founder and CEO

  • Over 25-years of experience
  • Specialized leasing solutions for all industries and customer types
  • Competitive rates and unmatched flexibility
  • Over 3,000 end-users including startups and Fortune 100s
  • Headquartered in Bedminster, New Jersey with satellite offices located in Spring Lake, New Jersey; New Haven, Connecticut; Ponte Vedra, Florida; and Charlotte, North Carolina.
  • Proud members of the National Equipment Finance Association (NEFA)

Why DDI?

Experience: DDI has been an innovator in the leasing industry for over 25 years. Our professionals are experts in technology and have extensive relationships to help you source the right solution for your needs.

Rates: DDI consistently delivers the lowest rates in the industry. Our payment solutions are affordable, flexible and easy to manage.

Speed and Convenience: We turn around proposals, approvals and lease documents in hours, not days. From start to finish, no leasing firm is more efficient than DDI.

Creativity: Every end-user is unique: your leasing solution should be too. DDI works side by side with our partners to design the most effective and efficient financing plans to fit your business model and help your company grow.

Adaptability: From the design of your financing solution, to mid-lease options to end-of-term flexibility, DDI works with you to adapt your financing program as your budget, cash flow and technology requirements change over time.


Because we are aligned with all the major hardware manufacturers and their partners, DDI is able to assist you with a wide range of technology options. Select any vendor and we can arrange the leasing program that compliments your technology solution. We also offer specific technical expertise and consultative guidance on a variety of technology alternatives.

  • Storage Products
  • Desktop/Laptop Computers
  • Telecommunications Products
  • Tablets/iPads
  • Enterprise Servers/Switches
  • LAN/WAN Infrastructure
  • Software/Maintenance-Only Financing
  • Unified Communications Equipment
  • Cloud Financing
  • Medical Equipment
  • Furniture
  • Handheld Devices/Barcode Scanners
  • Point-of-Sale Equipment
  • ERP Software Projects
  • Manufacturing and Other Capital Equipment
  • Printing Systems and Associated Peripherals
  • Warehouse Equipment
  • Non-Traditional Assets


We deliver high-integrity, convenience-based financing solutions our technology partners can provide to their customers. Here’s the people that make this happen.

Mike Dolan
Managing Director
Spring Lake, NJ
Mike began his career at DDI in January 2015. He has over 22 years of experience in finance. Prior to joining DDI, Mike spent 13 years running equity research sales operations at Instinet and Axiom Capital. His focus was in the Oil and Gas and Biotechnology industries, providing alternative and customized research to multi-billion dollar Hedge Funds and Investment Advisors. Prior to that, Mike was a Sales Trader at Sanford Bernstein and an Institutional Wholesaler for Goldman Sachs Asset Management. Mike graduated from St. Joseph’s University in Philadelphia in 1993 and lives in Fair Haven, NJ.
Tina Perna
Operations Specialist
Bedminster, NJ
Tina joined DDI Capital in December 2014 after working in the banking industry for 4 years. As the Operations Specialist, Tina’s primary responsibilities include managing the accounts receivable reporting, bank account reconciliations, and various tax processes including sales tax and business personal property tax. In addition to that, she is also the payroll and billing administrator for Stonehenge Resources LLC, a DDI owned company. Tina is a graduate of West Chester University of Pennsylvania.
Christopher Flammer
Manging Director
Spring Lake, NJ
Chris has worked at DDI Capital since 1998. He started the “vendor” relationship program as a sales representative and is now Managing Director of the Spring Lake office. Chris is a graduate of Saint Joseph’s University, resides in Fair Haven, NJ and enjoys spending time playing golf with his clients.
Mike Moran
Chief Executive Officer
Bedminster, NJ
Mike Co-Founded DDI Capital, Inc. in 1995 after spending 8 years working at XL/ Datacomp, Inc., a Premier IBM Business partner. Prior to his years at XLDC, Mike worked at IBM as a salesman in various NJ sales locations. Mike received a BA from Lycoming College with a degree in Economics and lives in Bedminster, NJ.
Terry Moran
Vice President
Bedminster, NJ
Terry began working at DDI Capital in 1995 and was the company’s first employee! As Vice President, Terry focuses on both corporate and education clients. Prior to working at DDI, Terry worked for six years at an IBM reseller. DDI continues to support IBM clients, particularly in the iSeries market. Terry is also a partner in the DDI Company, Stonehenge Resources – a staffing and recruiting firm. Terry is a graduate of Fairfield University.
Christian Mosiciki
Managing Director
Quogue, NY
Christian joined DDI Capital in mid-2015 after 8 successful years as an institutional equity salesperson at several broker-dealers and banks (most recently FBR, Inc.). Christian graduated from Middlebury College with a degree in English in 2006 and has lived in New York City ever since. He initially spent 3 years in public/investor relations before pursuing a career in financial product/services sales.
Greg Nappi
Chief Financial Officer
Bedminster, NJ
Greg Joined DDI Capital, Inc. in 1999 after working in public accounting for 12 years. Greg sits on the board of NEFA (National Equipment Finance Association). Greg received a BS in Accounting from St. Thomas Aquinas College and lives in Waldwick, NJ.
Tom Tensfeldt
Managing Director
Jacksonville, FL
Tom began working at DDI Capital in 2001. Prior to that, he worked in the leasing industry with ACS Capital Corporation focusing on retail customer relationships. From that experience, Tom prides himself on being the liaison between his customers and vendors. Tom lives in Ponte Vedra Beach, Florida.

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